tgreathead wrote:A friend of mine paid for a $220 auction last year with PayPal and got stiffed by the seller. He contacted PayPal since they (and eBay) say that payments are insured against fraud.
Now, knowing what I know, I only pay with and accept US Postal Service money orders. If you commit fraud with one of those involved it's a felony
Very nice these hearsay friend of a friend stories. Mostly incomplete in details. These anti-sites seem not the know or care where responsibilities lay.
These eBay insurances work if you stick with the schedules and requirements. Just do not wait too long before starting procedures.
Who is going to persecute these felonies on what basis?
If you use cheques the money is unreversible transfered. On Paypal and on your own creditcard itself you have reversal options. When applying properly.
I would treat Paypalsucks.com with a very, very large pinch of salt. I won't argue with the fact that things have gone wrong, and people feel grieved by this, but with a name like that, it's hardly going to be objective. It's agenda is clearly driven by people who have a reason to hate the company.
I would guess that 99.9% (or even more) of PayPal's transactions complete successfully. My own record is 100%. Yes, things might go wrong, but all sorts of things go wrong with the things we use every day. Do I not use credit cards because some people have been conned? Do I not use ATM machines because some people have been robbed at them? Do I not drive a car because it might break down? Do I not use e-mail because I might get some offensive spam? Of course not - I'm just careful in what I do, and so far nothing disastrous has happened. Life will never be 100% risk-free, but risks can be managed.
I think you'll find that many people on this site use PayPal to make and receive payments and I don't think any of us has actually got a first hand PayPal horror story to tell. It's worked 100% for me.
If you choose only to accept one form of payment, and it's not PayPal, you can pretty much guarantee to half the price of any items you sell and cut out many items you might like to buy.
